Money moves the moment you do.
Send money to a phone number or @paymoney ID, scan to pay, recharge your mobile and clear your bills, all from one wallet.
New accounts start with ₹20,000 in the wallet.
Everything you pay for, in one place
Move money between people, keep utilities on, and put savings to work.
Mobile and DTH recharge
Jio, Airtel, Vi and BSNL, plus Tata Play, Dish TV and more. Operators are detected from your number.
Electricity and broadband bills
Pick your state board or ISP, check the amount due and pay.
Fixed deposits up to 6.5% p.a.
Start from ₹500 for 3 to 24 months, and break the deposit any time to get your principal back.
Protected sign-in
Password plus an email code at every login, and a PIN before any money leaves your wallet.
Up and running in three steps
1Create your account
Enter your name, email and phone number, then confirm the code we email you.
2Link a bank and set a PIN
Add your bank account and choose your UPI ID and 4-digit PIN.
3Pay, recharge, save
Send money, clear bills and open a fixed deposit from your dashboard.
See what your savings could earn
Estimate with quarterly compounding. Actual payout may differ.
PayMoney Lite: an account for your child, run by you
Open a Lite account for your child from your own PayMoney account, and see what they spend.
You open it
Create your child's Lite account yourself. No separate sign-up for them.
Linked to your account
The Lite account stays directly connected to yours.
See what they spend
Follow your child's spending from your own account.
About PayMoney
PayMoney is built to make everyday digital payments simple for everyone in India: one wallet, one UPI ID, and no fees on transfers between users.
Get the PayMoney appComing soon
The mobile app is on its way. Until then, PayMoney works in any phone browser.